Online Payments

Card on File

Securely store payment details for faster, easier transactions.

With AerPay Card on File, you can securely save customer payment information to simplify repeat purchases, subscriptions, and ongoing services. Reduce friction at checkout, improve cash flow, and deliver a smoother experience your customers will appreciate.

What Is Card on File?

Card on File allows your business to securely store a customer’s credit or debit card information for future use. Customers don’t need to re-enter payment details each time—making repeat payments, recurring billing, and invoicing faster and more convenient while increasing the likelihood of on-time payments.

Key Benefits

Flexible Payment Plans

Set up automated charges on custom schedules—one-time, recurring, or installment-based—to fit your business model.

Real-Time Reporting

Track transactions, stored cards, and billing activity with clear, real-time dashboards and reports.

Customer-Friendly Control

Customers can update their payment information and manage preferences easily, reducing failed payments and follow-ups.

Card on File Features

Secure Data Storage

All card data is encrypted and tokenized to meet PCI DSS compliance standards, keeping sensitive information protected.

One-Click Payments

Process payments instantly using stored card data to speed up checkout and reduce administrative work.

Recurring Billing Support

Perfect for subscriptions, memberships, retainers, and ongoing services.

Custom Billing Schedules

Create automated payment plans tailored to each customer.

Comprehensive Reporting

View transaction history, balances, and payment trends at a glance.

Why Choose AerPay
Card on File?

AerPay helps businesses streamline payments, boost customer satisfaction, and operate more efficiently. Whether you’re managing subscriptions, recurring invoices, or frequent repeat customers, Card on File gives you a faster, more reliable way to get paid.

Secure, Compliant,
and Flexible

AerPay gateways are PCI-compliant, ensuring safe, secure transactions for both you and your customers. Offer multiple payment options—including credit cards, debit cards, and ACH—to make paying easy and convenient.

Pair Card on File with the Right Tools

Virtual Terminals

Take payments from any computer or smart phone device

Recurring Invoicing

Automate customer payments for hand-off processing

Hosted Payment Pages

Accept payments without a shopping cart

POS Systems & Terminals

Add in-store hardware when needed

Ready to upgrade your online checkout?

AerPay gives you the tools to accept payments smarter, faster, and more securely—online and beyond.