Online Payments
ACH Electronic Checks
A secure, low-cost way to get paid—without card fees.
AerPay ACH Electronic Checks allow businesses to accept payments directly from customer bank accounts, reducing processing costs while improving reliability and cash flow. ACH offers a simple, trusted alternative to credit cards and paper checks—ideal for both one-time and recurring payments.
What Is ACH Payment Processing?
ACH electronic check processing allows businesses to debit a customer’s checking or savings account electronically through the ACH network. Payments can be authorized online, over the phone, or in person—providing a secure and efficient alternative to traditional checks or card payments.
Benefits of ACH Electronic Checks
Lower Transaction Costs
ACH processing fees are significantly lower than credit card fees, making it a cost-effective solution for businesses handling frequent or high-value transactions.
Improved Efficiency
Automated payments reduce manual handling, paperwork, and processing time—helping you get paid faster and operate more efficiently.
Security & Fraud Protection
ACH payments use encryption and tokenization to protect banking information. The ACH network is federally regulated, providing strong safeguards against fraud.
Ideal for Recurring Payments
Perfect for subscriptions, memberships, and ongoing services, ACH supports automated recurring billing that reduces administrative effort and improves on-time payments.
Why Offer ACH Payments?
ACH payments help businesses lower costs, reduce chargebacks, and provide customers with a secure alternative to credit cards. Many customers prefer ACH for large or recurring payments because it draws directly from their bank account without revolving credit.
Industries
Industries That Benefit from ACH
E-Commerce
Online businesses can lower payment costs and offer customers additional payment flexibility.
Professional Services
Law firms, accounting offices, and consultants can streamline invoicing while minimizing processing fees.
Utilities & Service Providers
Ideal for recurring services such as utilities, telecom, and managed services.
Medical
Compliant, patient-friendly payment solutions for medical and dental practices.
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A Smarter Way to Get Paid
ACH Electronic Checks from AerPay give you a secure, efficient, and cost-effective way to accept payments—while keeping more of what you earn.
